Denied Loan By Government Banks, UP Farmer Puts Up Kidney For Sale

Denied Loan By Government Banks, UP Farmer Puts Up Kidney For Sale

Denied loan by a nationalised bank, a 30-year-old man has put up posters in various localities of Saharanpur and also on social media platforms seeking customers for his kidney.

According to reports, 30-year-old Ram Kumar, a  farmer is a resident of Chattar Sali village from Saharanpur (Uttar Pradesh) was not able to earn enough to sustain a family of six. He did certificate courses on dairy farming and animal husbandry to try and increase his chances of getting a loan to start a business. 

“On an average, I earn just about Rs 3,000 per month. When I failed to get a loan, people suggested that I should do a course under the Prime Minister Kaushal Vikas Yojana (PMKVY). So, I did that,” the report quoted Kumar as saying. 

Even after these efforts, he was denied a loan and was forced to put up posters in various localities of Saharanpur and on social media to find a customer for his kidney.

“Unable to find any other source of income, I am now forced to offer my kidney for sale and I have put up posters. I have got offers from Dubai and Singapore as the posters have been circulated online as well,” he said in the report.

He has completed various training courses, including a week-long training programme in dairy farming under the Punjab National Bank Rural Self-Employment Training Institute in 2016. 

He also cleared the dairy farmer/ entrepreneur eligibility test under the PMKVY scheme, even after which he was denied a loan. 

Rajesh Chaudhary, a local official, told: “Kumar had contacted me and it is true that he was denied a loan by a branch of the Union Bank of India due to its Rs 40 crore Non-Performing Asset (NPA).  However, I have asked the bank to consider his application and give him a loan on merit basis. I will look into the matter and see what can be done.” 


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